Over the last few years, I have lost the same 10 12 pounds over and over again.  It's been over 15 years since I've seen a normal weight, which is nearly a 25 pound weight loss.  I'm ready.  My life hasn't slowed down one bit, but I believe that the financial incentive - not losing my hard earned money will motivate me to think about it.  There isn't just another day to start over - there are 28 days to prove the weight loss.  Yeah me!